Homebuyer Assistance Programs
The City of El Cajon offers two unique programs designed to assist first-time homebuyers purchase a new or existing single-family or condominium home in the City of El Cajon. The American Dream and California Dream First-Time Homebuyer Programs may utilize a combination of HOME and CalHome or set-aside/tax increment funds for up to 30%, 40% or 50% of the purchase price for down payment, plus up to $5,000 for closing cost assistance. Pre-qualification by the City is required and restrictions do apply. Funds are available on a first-come, first-serve basis. For more information, see program fliers below, contact a Participating Lender, or call the Division of Redevelopment and Housing at (619) 441-1710 for more information.

Note: Due to the dramatic change in the Real Estate market, we will be re-evaluating the First-Time Homebuyer Program in light of current market conditions and our own program goals.  As a result, this program will be temporarily suspended until further notice.

AHA Housing San Diego County MCC

Approved Homebuyer Education Providers (pdf)

Completed Housing Projects

Birchwood Lane - The Redevelopment Agency has entered into an Affordable Housing Agreement with Weiland Development Company for the acquisition of land and the construction of 26 single-family homes. The project is located on Ballantyne Street, south of Ballantyne and Broadway. All units will be affordable to low and moderate-income first time home buyers and substantial first-time homebuyer assistance will be available. The first phase of project development will begin in Fall 2009, with subsequent phases to follow, as units sell. If you are interested in additional information regarding this project, please contact Maureen Judish with Re/Max Pacific at (619) 857-6991.